It may feel like ancient history, but there was a time in the recent past when mortgage interest rates hovered near record lows. During the height of the pandemic in 2020 and 2021, interest rates
- Caitlin (Buyer)
- Sophie (Buyer)
- Adarsh (Seller)
- Jay (Seller)
- Juliet (Buyer)
- Nicole (Seller)
- Arvind (Buyer)
- Chris & Sarah (Sellers)
- Frank (Seller)
- Jacquie (Seller)
- CHF (Seller)
- Matthew (Seller)
- Jon (Buyer)
I graduated from UC San Diego in June of 1989 with a degree in economics and a minor in behavioral science. Shortly thereafter, I started my career in banking and real estate with a small bank in University City.
I obtained my first Real Estate license with the Department of Real Estate in May of 2000 and then obtained my Broker License with the Department of Real Estate in February of 2011. I sold my first home (neighbor across the street) in November of 2000 and have not looked back, helping hundreds of friends, clients, neighbors and family members buy or sell their homes.
I received my unique NMLS credentials & Mortgage Loan Originator endorsement back in March of 2010 within the first few weeks of the Department of Real Estate allowing applications for existing licensees. This endorsement sets me apart from traditional Realtors, as I have nearly 30 years experience in arranging home loans for my clients. This is an added benefit I offer to my buyers (a one stop shop) and also to my seller's (I can review potential offers and determine their overall strength, including the buyer's stated financing).
I have been working with customers like you, helping them buy, sell or finance their homes for well over 25 years. I have built my company one satisfied client at a time, mostly through word of mouth advertising (their direct referrals and/or their repeat business). My experience helps me advocate for my clients during negotiations, watch out for "Red Flags" that could derail a transaction and most importantly, get my clients across that sometimes elusive finish line. I am an excellent communicator and take pride educating my clients in all things related to Real Estate and Mortgage Loans.
I look forward to calling you my next client.
Depending on who you ask, tacos are more than just a quick snack you can grab off a truck for lunch. They're an experience. One that allows the chef to layer flavor and textures—from the fresh